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What is the difference between the Excess Reduction cover and Excess Reimbursement cover?

Excess reduction policy allows you to reduce the excess down to a smaller amount or anything as low as zero in some cases. You purchase this policy directly with the car rental provider at the rental desk and in the event of damage to the rental vehicle you only pay only a small amount (or nothing). There are exemptions applicable so please ask the agent at the rental desk.

 

3rd party excess reimbursement policies on the other hand do not reduce the excess, but cover you in case you need to pay the excess due to damage. If there is damage to the car and you have to pay for the excess the Insurance Company will reimburse you for the amount you paid.


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